Have you been waiting for a single credit card sign up bonus that will take you and a partner to an exotic location? The wait is over!
Sign up for Citi AAdvantage American Airlines credit card – 50,000 AA miles
Sign up (no credit check) for a Citigold checking account – 50,000 AA miles
The Citigold checking account bonus requires you to have a Citi AA credit card first, so continue reading..
Okay, let’s look at the Citi AA credit card. This card gives you priority boarding, a free checked bag, and 25% off in-flight purchases. It has no annual fee for the first year (you can cancel the card anytime to avoid the second year fee). This card requires $3,000 to be spent within the first 90 days. DO NOT worry, the bank account will allow you to fund the initial deposit with a credit card for NO FEE, allowing you to easily meet the minimum spend. (you can fund the bank account up to $100,000) more on this later.
*Note: Citi usually won’t approve more than one credit card application within a 65 day window. If you have signed up for a Citi card recently, make sure it has been more than 65 days until you apply for this card.*
Alright, time to discuss the Citigold bank account with a 50k AA bonus (offer expires 12/31). Once you have received your physical AA credit card you will now be ready to start the checking account application process, there is no credit check. (You must have the Citi AA card first before you can start the bank account application. Also you could not have received a Citi Bank account bonus in the past in order to qualify)
- Start by navigating to this link
- Enter this promotion code: 42ERCWNQU6
- Select the Citigold account link to continue
- Select your State and click next
- You will likely receive a message saying: “We’re sorry, but we’re unable to open this account”
- Click back in your browser and you should see a 1-2-3-4 page, click “get started”
- Fill out your application (this is not pulling your credit)
- Choose “Other Funding Source”
- Choose your deposit amount and your browser will download the credit card authorization form
- Finish your application and it will say your application is being processed
- Print out and fax your credit card information or fund the deposit over the phone (1-800-745-1534 Mon-Fri)
- within 48 hours you will see a purchase on your Citi AA credit card equal to your funded deposit amount
Okay, here are the details of the bank account offer. (read them)
—You must spend $1,000 with your Citi debit card (it will come in the mail once your bank account has finished processing) Remember, you minimum spend has already been met on the credit card from your bank account funding, so you only have $1,000 to spend with the debit card. You can use your debit card to have a rent check mailed to your landlord with ZERO fees via this company: www.onradpad.com
—You must setup two automated bill-pays from your checking account for two months in a row. You could setup a bill pay to Verizon, for example, two months in a row and you will have met all of the requirements.
–The Citigold bank account normally has a $30 a month fee, but it is waived for the first two months. If your bonus doesn’t post immediately to your American Airlines account after you meet the stipulations, you may have to pay one month of the $30 fee. As soon as the points post to your AA account, call to cancel the bank account or downgrade it to a free basic account.
50,000 credit card sign up
50,000 bank account sign up
3,000 for each dollar spent to fund the account (since it is a purchase) You can fund a larger amount if you want and receive 1 miles per $1.
=103,000 American Airline points worth around $1,400 based on modest valuations
Okay, where can two people go with 100k+ American Airline points?
For starters, you can travel to Europe for 40k points round-trip per person now until mid-May. You will have over 20k miles left over after you and someone else fly round-trip to Europe. Keep in mind there are customs fees that each country charges. I recommend trying to avoid flying on British Airlines since they offer partner flights and they charge fuel surcharges. When you are booking award flights on aa.com you will be able to toggle partner airlines on or off. You can fly to Madrid, Spain for $58 in fees per person and 40k points, for example.
You can fly to Hawaii round-trip for 35k miles per person. (goes up to 45k miles after March 15th) Two people during off season would cost 70k miles leaving you with over 30k miles remaining!
Between March 1st and May 31st you can fly to South America for 40k miles round-trip per person. (plus customs fees)
How does Rio De Janeiro, Brazil or Santiago, Chile sound? Leaving you with 20k+ miles left over!
Where will you travel to with 100k AA points? How about Rio De Janeiro?